The simplest way to track money between friends.
No bank accounts, no payment rails, no drama. Just a shared record both sides agree on.
Money between friends is awkward. You cover dinner, someone forgets, and now you are the person who has to bring it up. Texts get buried. Spreadsheets are overkill. Payment requests feel aggressive. Someone always forgets, and nobody wants to be the one who keeps score.
Nudj makes tracking IOUs as natural as texting. Drop what you owe, nudge a friend for what they owe you, and settle up with a single tap. Both sides confirm every transaction so there is never a dispute. Just a shared record that keeps everyone on the same page.
Transparency
Every IOU is confirmed by both sides. No he-said-she-said. Both people see the same number.
Simplicity
No bank connections, no account numbers, no payment processing. Just a clean record of who owes what.
Friendship first
Designed to reduce friction, not create it. A gentle nudge beats an awkward text every time.
Try Nudj for free
No credit card. No bank connection. Just sign up and start tracking.