Nudj vs Splitwise

When to use Nudj

Nudj is the Splitwise alternative built for friend groups who want simple, transparent IOU tracking without connecting bank accounts. If your crew runs poker nights, you need a dedicated game night mode with built-in Tables. If debts shift between people, IOU Passes let you transfer them cleanly. And because every transaction requires mutual confirmation, there are no surprises.

• Friend groups who split dinners, trips, and everyday costs
• Poker and game nights: a dedicated poker tracker that handles buy-ins and cash-outs
• Anyone who wants both sides to confirm every IOU
• People who prefer a lightweight PWA over a heavy native app

When to use Splitwise

Splitwise is a solid, well-established app for splitting expenses that shines when you need bank integration and in-app payments. If you live with roommates and split rent, utilities, and groceries every month, Splitwise's payment features make it easy to settle directly inside the app. It also works well for large shared-housing setups where automated payments reduce friction.

• Roommates splitting rent and recurring bills
• People who want to pay directly through the app
• Large households where bank-connected settlement is essential

Why people switch to Nudj

Many users looking for an app like Splitwise discover Nudj when they hit limitations with one-sided expense logging or need something better than Splitwise for poker nights. Here is what people tell us: