Couples
Expense Tracker for Couples
Fairly divide rent, utilities, groceries, and date nights. Whether you split 50/50 or by income, Nudj keeps the balance clear.
Common couple expenses to track
Living together means sharing costs. Here are the categories that matter most.
Rent
$800 to $2,500/month
The biggest shared expense. Split evenly or proportionally by income.
Utilities
$100 to $300/month
Electricity, water, internet, and gas. One bill, two people.
Groceries
$200 to $600/month
Shared meals, shared fridge. Track the weekly grocery runs.
Date nights
$50 to $200/outing
Dinners, movies, concerts. Alternate who treats or split evenly.
Subscriptions
$30 to $80/month
Streaming, gym memberships, meal kits. Shared services add up.
Car and transportation
$100 to $500/month
Gas, insurance, maintenance, transit passes. Split based on usage.
Example: A couple, 1 month
| Expense | Paid by | Amount | Split |
|---|---|---|---|
| Rent payment | Alex | $2,200 | 60/40 split |
| Grocery run | Jordan | $185 | 50/50 |
| Electricity bill | Alex | $95 | 60/40 split |
| Date night dinner | Jordan | $120 | Alex treats |
| Netflix + Spotify | Alex | $36 | 50/50 |
Nudj calculates the minimum settlements at the end, turning many potential payments into just a few transfers.
The tricky parts of splitting as a couple
When incomes are not equal
A 50/50 split feels unfair when one partner earns twice the other. Proportional splitting (based on income ratio) is common.
Whose turn is it to treat?
Date nights can alternate or be tracked. Some couples prefer to treat each other without keeping score on dining out.
Joint purchases for the apartment
Furniture, appliances, decor. These are shared investments. Track them separately from monthly expenses.
Keeping it healthy
Expense tracking should reduce money arguments, not create them. Set a monthly check in to review the balance and settle up.
Money conversations, simplified
Track shared expenses as a couple. Set custom splits per expense and settle up on your own schedule.