Circles
Split Trip Expenses with Friends
Track every expense on your group trip in one shared Circle. See who paid, who owes, and settle up with the fewest transfers possible—no spreadsheets required.
How Circles work
Four steps from first coffee to final settlement.
Create a Circle
Name your trip, set a currency, and you're ready to go. Circles keep every expense organized in one place.
Invite your group
Add friends by username or share a link. Everyone joins the same Circle and can log expenses instantly.
Log expenses as they happen
Paid for dinner? Grabbed the Uber? Drop it into the Circle. Choose who it covers and how to split it.
Auto-settle at the end
When the trip wraps, nudj calculates the minimum number of transfers to square everyone up.
The balance matrix
Everyone in the Circle can see the live who-owes-whom grid at any time. No guessing, no side conversations, no forgetting.
Live balances
Balances update instantly as new expenses are added
Example: beach weekend
Four friends, one weekend, everyone pays for something different. Here is how nudj handles it.
Expenses logged
Beach house rental
Paid by Alex · 4-way
Groceries
Paid by Jordan · 4-way
Boat tour tickets
Paid by Sam · 4-way
Gas & tolls
Paid by Casey · 4-way
Total: $880 · $220 per person
Settlement plan
Only 3 transfers instead of 6
Built for real trips
Everything you need to track group expenses without the hassle.
Live balance matrix
See exactly who owes whom at any moment. The matrix updates in real time as expenses are added.
Minimum transfer algorithm
Instead of a web of payments, nudj reduces everything to the fewest possible transfers.
Expense categorization
Tag expenses as food, transport, accommodation, or activities. See where the money actually went.
Works offline
No signal at the cabin? Log expenses offline and everything syncs when you reconnect.
Frequently asked questions
Ready to stop tracking in the group chat?
Create your first Circle in seconds. It is free, no bank connections, and works with any group size.