Nudj vs Settle Up
Two apps for tracking shared expenses. See how Nudj and Settle Up stack up on features, pricing, and trust so you can choose the right fit.
| Feature | Nudj | Settle Up |
|---|---|---|
| IOU tracking | ||
| Group expenses | Circles | Groups |
| Poker / game night mode | Tables | |
| Mutual confirmation | ||
| Debt simplification | ||
| Recurring expenses | ||
| Multi-currency | ||
| Free to use | Ads in free tier | |
| PWA (installable) | Native only | |
| No ads | Paid to remove |
When to use Nudj
Nudj is built for friend groups who want accountability on every expense. Settle Up lets anyone add charges to a group unilaterally. Nudj requires both the payer and the person being charged to confirm. This eliminates disputes before they start. If your group plays poker, Nudj's Table mode is purpose built for tracking buy-ins and cash-outs.
- Groups that want mutual confirmation on expenses
- Poker and game night groups needing buy-in tracking
- Anyone who wants a completely free, ad free experience
When to use Settle Up
Settle Up is a good choice if you need multi-currency support or recurring expenses. For international travel groups or roommates splitting monthly bills, Settle Up's currency handling and recurring expense features are practical additions.
- International trips with mixed currencies
- Roommates splitting monthly recurring bills
- Users who prefer native Android/iOS apps over web apps
Ready to try a Settle Up alternative?
Free, ad free, and built for trust. No bank connection required.
Get started for free