Nudj vs Splid
Both apps split expenses. Splid works offline without accounts. Nudj requires accounts but adds mutual confirmation and poker night mode. Here is the full comparison.
| Feature | Nudj | Splid |
|---|---|---|
| IOU tracking | ||
| Group expenses | Circles | Groups |
| Poker / game night mode | Tables | |
| Mutual confirmation | ||
| Offline mode | PWA | Native |
| No account required | ||
| Free to use | ||
| Multi-currency | ||
| Minimum settlement | ||
| Receipt scanning |
When to use Nudj
Nudj is the better choice for groups that want mutual confirmation, poker night tracking, and a 100% free app with no ads. Every expense requires both sides to agree before it counts. If your group plays poker, Nudj's Table mode handles buy ins, rebuys, and cash outs natively.
- Friend groups who want both sides to confirm every expense
- Poker and game nights with dedicated buy in tracking
- Groups who want zero ads and no premium tier
When to use Splid
Splid is a great pick for groups that want maximum simplicity with zero friction. No accounts needed, works offline out of the box, and supports multiple currencies. If you are splitting costs on a quick trip with people you may not see again, Splid removes every barrier to getting started.
- Quick one off trips with strangers
- Groups where some members refuse to create accounts
- Offline first travel groups
Why people switch to Nudj
Many Splid users discover Nudj when they want more accountability in their expense tracking. Splid allows anyone to add expenses without the other person's agreement. Nudj's mutual confirmation model ensures nobody is surprised by charges they did not approve.
Mutual confirmation
Both sides agree on every expense. No disputed charges or surprise balances.
Poker night mode
Tables track buy ins, rebuys, and cash outs natively. Splid has nothing equivalent.
Running balances
See who owes who at any time, not just at trip end.
Gentle reminders
Send a Nudge instead of chasing people in the group chat.
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