Splitwise Free vs Pro: Is Splitwise Pro Worth It?

What Splitwise Pro adds

Splitwise's free tier covers basic expense splitting and groups. Everything else requires a Pro subscription. Here is the full breakdown:

Is $30/year worth it?

If you use expense splitting daily with multiple groups, the ad removal and charts may be worth the cost. Receipt scanning saves time if you split a lot of restaurant bills. Currency conversion is essential for international groups.

For occasional use, the free tier works but the ads are annoying. Many casual users find themselves paying $30 a year mostly to remove ads, which feels steep for an expense tracker. The question becomes: is there a free app that gives you the important features without the subscription?

The free alternative: Nudj

Nudj gives you all the core expense splitting features for free, with no ads, no premium tier, and no subscription. It does not have receipt scanning or spending charts, but the splitting experience itself is complete: groups, minimum settlements, custom splits, and mutual confirmation that Splitwise does not offer at any price.

For most friend groups, the features that matter most are expense splitting, groups, and settlement calculations. Nudj delivers all of those at no cost, plus mutual confirmation and poker night mode that Splitwise does not have at any tier.